^Lunar New Year Spend Back Prize Draw: valid from Friday 9 – Sunday 11 February 2024 New Zealand local time (“Prize Draw Period”). There is one (1) prize in total to give away (“Prize Draw”). One Prize Draw winner will receive a credit equal to their total eligible spend during the Prize Draw period on their Farmers Mastercard or Farmers Finance Card account, up to a maximum amount of $888 (“Spend Back Prize”).  Every Standard Purchase (excludes Long Term Finance, Cash Advance, Balance Transfers, fees, interest charges or quasi-cash transactions) made with Farmers Mastercard or Farmers Finance Card at any accepting retailer in-store or online during the Prize Draw Period automatically gives you one (1) entry into the Lunar New Year Spend Back Prize Draw. One (1) Prize Draw winner will be drawn at random from all eligible entries received during the Prize Draw period at 111 Carlton Gore Rd, Newmarket, Auckland on 22 February 2024. The Prizes are not negotiable, transferable or redeemable for cash. The Spend Back Prize Draw winners will be notified via phone or email by 7 March 2024. To be eligible to win a Spend Back Prize, an account must not be in arrears at the time the Prize Draw takes place. The entities responsible for this promotion are Columbus Financial Services Limited (Farmers Mastercard) and Retail Financial Services Limited (Farmers Finance Card). Farmers Mastercard and Farmers Finance Card terms and conditions apply.