Long Term Finance - Farmers Mastercard

Things to know:

^A minimum purchase amount may be required. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance Fee applies to all subsequent LTF transactions. Standard Interest Rate, currently 28.50% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rates and fees correct as at date of publication, subject to change.

†No interest for up to 55 days is available on all purchases everywhere Mastercard is accepted, which exclude cash advances, balance transfers, fees, interest charges or quasi-cash transactions.

*Applies to all purchases which exclude cash advances, balance transfers, fees, interest charges or quasi-cash transactions. Farmers Club Points will appear on your Farmers Club Account, provided you have a valid Farmers Club Card linked to your Farmers Mastercard Account. Farmers Club Terms and Conditions apply.

#Link your Farmers Club Card to your Farmers Mastercard account either during the application process or afterwards by logging in to your account on our website. Swipe your Farmers Mastercard together with your Farmers Club Card at Farmers and earn points as per the Farmers Club Card points policy as well as earning 1 Point for every $10 spent on your Farmers Mastercard. Read more on how to earn Farmers Club Card Points on purchases made at Farmers here.

Unlock incredible Long Term deals.

Farmers Mastercard offers an amazing interest free period of up to 55 days^† on every purchase but we also understand that you may want to purchase bigger ticket items with long term finance meaning interest-free or payment holiday terms.

Unlock incredible Long Term deals.

Long Term deals with your favourite retailers.

Unlock incredible Long Term deals at Farmers and hundreds more retailers around New Zealand. Find deals for life's bigger purchases such as travel, whiteware, household goods, dental, bikes, tools and so much more.

See a selection of retailers below.

Long Term deals with your favourite retailers.

Not a Farmers Mastercard cardholder yet?

Apply for your Farmers Mastercard online and, if approved, your card will make its way to you. Once you have your card in hand, take it in to one of our Long Term retailer partners and start shopping!

Not a Farmers Mastercard cardholder yet?

Apply for Long Term Finance in-store at Farmers.

Are you wanting to make a big ticket purchase at Farmers specifically? Did you know you can apply for a Farmers Mastercard in-store and, if approved, can use your new Farmers Mastercard account straight away on Long Term Finance purchases.

Apply for Long Term Finance in-store at Farmers.

Already a part of the Family?

You’re set to start exploring our participating retailers and their current deals. You can earn 1 Farmers Club Point for every $10* you spend on your Farmers Mastercard including any Long Term Finance purchases! Better still purchase in-store at Farmers and double-dip^# on Farmers Club Points.

Already a part of the Family?

Unlock incredible Long Term deals.

Farmers Mastercard offers an amazing interest free period of up to 55 days† on every purchase but we also understand that you may want to purchase bigger ticket items with long term finance meaning interest-free or payment holiday terms.

Unlock incredible Long Term deals.

Long Term deals with your favourite retailers.

Unlock incredible Long Term deals at Farmers and hundreds more retailers around New Zealand. Find deals for life's bigger purchases such as travel, whiteware, household goods, dental, bikes, tools and so much more.

See a selection of retailers below.

Long Term deals with your favourite retailers.

Not a Farmers Mastercard cardholder yet?

Apply for your Farmers Mastercard online and, if approved, your card will make its way to you. Once you have your card in hand, take it in to one of our Long Term retailer partners and start shopping!

Not a Farmers Mastercard cardholder yet?

Apply for Long Term Finance in-store at Farmers.

Are you wanting to make a big ticket purchase at Farmers specifically? Did you know you can apply for a Farmers Mastercard in-store and, if approved, can use your new Farmers Mastercard account straight away on Long Term Finance purchases.

Apply for Long Term Finance in-store at Farmers.

Already a part of the Family?

You’re set to start exploring our participating retailers and their current deals. You can earn 1 Farmers Club Point for every $10* you spend on your Farmers Mastercard including any Long Term Finance purchases! Better still purchase in-store at Farmers and double-dip# on Farmers Club Points.

Already a part of the Family?

Farmers Mastercard offers an amazing interest free period of up to 55 days^† on every purchase but we also understand that you may want to purchase bigger ticket items with long term finance meaning interest-free or payment holiday terms.

You’re set to start exploring our participating retailers and their current deals. You can earn 1 Farmers Club Point for every $10* you spend on your Farmers Mastercard including any Long Term Finance purchases! Better still purchase in-store at Farmers and double-dip^# on Farmers Club Points.